Title: Mortgage Loan Officer
Department: Mortgage Banking
Reports to: SVP – Mortgage Division Manager
Job summary: Responsible for soliciting, negotiating and coordinating the closing of consumer real estate loans in compliance the Bank’s lending policies and procedures; develops business checking and deposit relationships with customer; and promotes business for the Bank by maintain good customer relations and referring customers to appropriate staff for new services. Summary of essential job functions: • Responsible for the attainment of the prescribed goals, focusing on value added categories such as: revenue growth, customer growth, customer profitability, call planning and activity, product usage. • Qualifies prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan request. • Responsible for the development of new business opportunities from new prospects and the existing customer base including cross selling opportunities from bank Loan Officers. • Participate in civic and social community activities to obtain high visibility. • Other job duties as assigned or requested by Management. • Performs all job duties in accordance with prescribed policies, procedures and regulatory requirements, including, but not limited to, the Bank Secrecy Act and Anti-Money Laundering. • This position is 100% commission position and requires mortgage lending experience. Supervisory Requirements: None
Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this classification and may not be all-inclusive. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Job descriptions may be modified when deemed appropriate by management.